If you have opted for lap band surgery, you need to consult the doctors to analyze if you are qualified. Then you have to find out the expenditure of the surgery.
This surgery involves significant medical decision and important financial decisions.
The overall cost includes:
- hospital fee
- lab and X-ray fee
- surgeon fee
- anesthesia fee
- miscellaneous charges inclusive of follow-up visits
In America, the surgery cost and related expenses ranges from $15,000 to $25,000.
Previously, this amount is unbearable by many. Nowadays, there are insurance companies and financial institutions offering lap band insurance coverage and financial assistance for lap band surgery. They have started offering obesity surgery insurance coverage through health plans.
Many financial institutions also offer financing or loans for obese people to solve their financial problems. With the assistance, the patients are able to cover part of their medical cost. Doctors can be consulted for necessary financing programs and payment plans offered by the financial lenders.
However, you are qualified for the financial assistance only if the doctors think that it’s compulsory for you to undergo this operation. Lap band surgery is totally different from slimming. In order to obtain approval for financial assistance, all necessary documents from the doctors to the insurance companies or financial lenders are essential..
You must be able to prove the following:
- Doctor referral letter for the surgery
- Your history background on obesity for 5 years and above
- Your (BMI) is over 40 Your previous records of any weight loss attempts
- The result of psychological exam that you have sat
All the above strongly justify your need for the surgery before your heath conditions worsen. The financial assistance will be provided together with a repayment scheme thereafter.
